Personal Accident Insurance In Thailand – The Things You Need To Know About

Personal Accident Insurance In Thailand

You only need to pass the driving exam that is provided by the government when it comes to applying for Thai personal accident insurance. What is more, you do not have to look for an international agent to help you out. All you need to do is to sit down and make a list of all the requirements that are required to be fulfilled by the insurance company before you apply. 

If you are thinking of availing of comprehensive coverage, here are some of the things you need to know. 

1. What is covered by Thailand personal accident insurance? 

Most of the policies in Thailand are designed to provide a standard amount of coverage in the event of an accident. They usually cover medical and hospital bills as well as the loss of income that results from the accident.

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2. How much does the insurance policy cost? 

In terms of price, Thailand has some of the most expensive insurance coverage available. However, you can always get low-cost coverage if you take the time to research and shop around.

3. Where do I get accident insurance in Thailand? 

Personal accident insurance in Thailand can be obtained either from private companies or government agencies. You can even find a plan that is specifically tailored for the high-risk category.

4. Is there a grace period before I pay my premiums for my coverage? 

Most insurance agencies provide you with a grace period, which means that you would not incur any charges if you miss the first premium payment.

5. Is there a possibility of obtaining more than one type of personal accident insurance in Thailand?

Yes, in some cases you may find that the government agency will offer you more than just the standard coverage. It is definitely worth checking out and exploring all your options.

6. Is there a possibility of expanding my coverage to include rental car reimbursement? 

In most cases, you are able to expand your personal accident insurance coverage to include rental car reimbursement, but it’s certainly worth checking out and researching all your options.

7. Do I have to get a medical certificate in order to get my personal accident insurance? 

Medical certification isn’t absolutely necessary. It is certainly not a requirement for most insurance plans. However, it does make it easier to get the assistance you need when you are involved in an accident.

8. How much do accident coverage cost? 

Unfortunately, the cost of the insurance coverage that you can obtain in Thailand can be quite high. There are many people who end up paying hundreds of dollars for their coverage every year.

The important thing is to know what is covered in the policy you are considering so that you will be able to choose the best one for you. It’s essential that you do as much research as you can to fully understand how personal accident insurance coverage works in Thailand before getting one.